Attention homeowners: Real estate appraisal services for in Butler and Baltimore County

Here are the top reasons MD homeowners order from Buchman & Buchman, Inc.:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
To challenge a MD property tax assessment
To lower their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a MD divorce, when property needs to be divided
To determine the true market value of property in question to settle an estate in MD

Do you own a home in or near Butler? Do you need help determining the value of your real estate?
Contact Buchman & Buchman, Inc..

We at Buchman & Buchman, Inc. understand the particular needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Buchman & Buchman, Inc., we're experts in helping customers just like you dismiss unwanted and unneeded PMI insurance.

Challenge a property tax assessment

If you live in a local area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Buchman & Buchman, Inc. is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Buchman & Buchman, Inc. can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Buchman & Buchman, Inc. can We can assist you. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.